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Frequently Asked Questions
Bank Jakarta provides consumer financing products such as the Griya Monas Housing Loan and the Multi-Purpose Loan.
Bank Jakarta's Multi-Purpose Loan is available to various customer groups, including civil servant candidates (CPNS), civil servants (PNS), retired civil servants, BLUD employees, PTT/KKI employees, PJLP employees of the DKI Jakarta Provincial Government, BUMD employees and management, as well as payroll-based private employees. If you are not yet a payroll customer, you may apply for a Payroll Management partnership with Bank Jakarta.
The Griya Monas Housing Loan is available to various customer groups, including civil servants and civil servant candidates of the DKI Jakarta Provincial Government, permanent employees of DKI Jakarta Provincial Government-owned enterprises (Payroll), permanent employees of BLUD/RSUD/RSKD/RSUK/Public Health Centers within the DKI Jakarta Provincial Government, general permanent employees, professionals, and entrepreneurs.
You may visit the nearest Bank Jakarta Branch Office or Sub-Branch Office. Consumer Loan applications (for the Multi-Purpose Loan) can also be submitted through the JakOne Mobile application.
Fees for applying for a Bank Jakarta Consumer Loan include Provision Fees, Administration Fees, Insurance Fees, and Housing Loan Fees (for Griya Monas Housing Loan applications). Please check Bank Jakarta's promotional information for the latest updates on Bank Jakarta Loan Product promotions.
For the Multi-Purpose Loan, you can submit an application for an Additional Multi-Purpose Loan through the JakOne Mobile application. Enjoy the convenience of obtaining additional financing with a fast and simple process, where funds are directly disbursed to your account. Anytime and anywhere, it's possible.
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