Multi-Purpose Loan

Realize your dreams with one solution

Enjoy the Multipurpose Loan facility to fulfill all your needs.

Competitive Profit Sharing Rate.

Fast, Secure and Easy Process

Competitive Profit Sharing

Easy Requirements

Flexible Use of Funds

Competitive Profit Sharing Rate.

Fast, Secure and Easy Process

Competitive Profit Sharing

Easy Requirements

Flexible Use of Funds

Product Terms & Conditions

Indonesian Citizen (WNI)

Minimum age of 21 years old or legally married

Residing within Bank Jakarta's operational area

Have a permanent job and stable income

Submit a copy of the collateral documents

Submit the required application documents in accordance with Bank Jakarta's applicable regulations

For more information, please visit the nearest Bank Jakarta Branch Office

Multi-Purpose Loan Application Fees

Provision Fee

Credit application fee

Administration Fee

Fee for verification and documentation process

Insurance Fee

Protection fee during the credit period

Calculate Multi-Purpose Loan Installment Simulation

Loan Amount

IDR

Duration

Interest Rate

Estimated Monthly Installment

IDR0

The results of this simulation are just an estimate and aren't binding (doesn't include other costs), and they can change anytime depending on the offers you get.

Collaboration with Leading Partners

Additional Information

Product Risks

Risk of insufficient funds for installment payments on the due date, which may result in outstanding principal, interest, and penalty charges.
Risk of being charged an early settlement penalty fee if the loan is repaid before maturity without submitting a new credit application.
Risk of a negative payment history being recorded in the Financial Information Service System (SLIK) if the borrower fails to make payments on time.

Product Information Summary (RIPLAY)

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Frequently Asked Questions

A Multipurpose Loan (KMG) is a type of loan/facility provided by Bank Jakarta for consumer needs such as purchasing a vehicle, holiday travel, religious tourism, financing children's education, long-term investment in land and buildings or gold, as well as other consumer needs.

This product can be applied for by: