Become a Banking Service
Agent and Earn
Additional Income
JakOne Abank

Become a Banking Service Agent and Earn Additional Income

JakOne Abank is Bank Jakarta's branchless banking service that enables individuals and businesses to become banking service agents, providing various real-time online financial transactions while earning a sharing fee from each transaction.

Expanding Financial Services to Reach More Communities

Expanding Financial Services to Reach More Communities

Features

JakOne Abank extends Bank Jakarta’s service channels through partnerships with customers who act as agents, enabling them to provide banking services using Android MPOS/EDC devices, mobile applications, and web platforms. This service supports the financial inclusion program by providing easier access to banking transactions for communities.

  • Branchless Banking Services
  • Mini ATM (Cash Withdrawal, Cash Deposit, Transfer)
  • Electronic Money Top-Up
  • JakOne Pay Top-Up
  • JakCard Top-Up
  • Other Electronic Money Top-Ups
  • Bill Payments (Telephone, Water, Electricity, and Others)
  • Digital Product Purchases
  • Tax Payments (Property Tax, E-Retribution, Horeca)
  • POS Purchases
  • Debit Transactions
  • JakCard Transactions
  • QRIS Payments
  • Account Balance Information
  • Product Inventory Management
  • Agent Transaction Monitoring
Features

Transaction Fees and Simulation

Description
Value:
JakOne Abank

Background Requirements

Giro Terms & Conditions

1

Indonesian citizens

2

Domiciled in the operational area of ​​Bank Jakarta

3

Submit photocopies of collateral documents

4

Minimum age 21 years or married

5

Have a job and steady income

6

Submit application documents in accordance with Bank Jakarta regulations

How to Register as a JakOne Abank Agent

1

Prepare all required documents

2

Complete the agency registration form

3

Submit the application at a Bank Jakarta branch office

4

Complete the verification and due diligence process

5

Sign the Agency Cooperation Agreement (PKS)

6

Activate the agent services and devices

7

JakOne Abank is ready to be used for serving customer transactions

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Agent Registration Channels and Benefits

Channel
Information:
All Bank Jakarta Branch Offices and Sub-Branch Offices

Other Information

Product Risks

  • Bank Jakarta system maintenance may cause the service to be temporarily unavailable.
  • Internet connection disruptions may affect transaction processing.
  • Risk of misuse of data such as Username, Password, and PIN by unauthorized parties.
  • Risk of operational errors when conducting transactions.

Additional Information

  • In the event of any changes to benefits, fees, risks, terms, and conditions, the Bank will provide notice at least 30 working days before the changes take effect.
  • Further information regarding this product can be accessed through the official Bank Jakarta website.
  • The Bank reserves the right to reject agent applications that do not meet the applicable requirements and conditions.
  • Agents are required to maintain the confidentiality of their User ID, Password, and transaction PIN.
  • This information summary complies with the applicable regulations of the Financial Services Authority (OJK).
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Product Information Summary (RIPLAY)

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Frequently Asked Questions

JakOne Abank is an agency partnership program between Bank Jakarta and third parties aimed at expanding access to information and the distribution of formal financial services to all members of the community in an equitable manner.
For business owners, becoming a JakOne Abank agent can provide additional sources of income, enhance business credibility through collaboration with Bank Jakarta, and increase customer segments as well as cross-selling opportunities. For the general public, JakOne Abank offers greater convenience by providing access to banking services closer to their location, helping save time and costs while enabling transactions outside regular banking hours and during public holidays.
JakOne Abank offers a wide range of services, including Laku Pandai services (account opening, cash deposits, and cash withdrawals), balance inquiries, transfers within Bank Jakarta, interbank transfers, QRIS payments, and transaction report printing. In addition, JakOne Abank can be used for routine bill payments such as PLN (prepaid and postpaid electricity), PDAM water bills, Land and Building Tax (PBB), Jakarta Regional Taxes and Retributions, mobile phone credit purchases, and data package purchases.
Prospective agents can register through the JakOne Agen website at https://agen.bankdki.co.id. After registration, the application will undergo verification by branch service officers, followed by a field survey. Once approved, the required device will be delivered to agents who meet all applicable requirements.
Applicants must be individual business owners or legal entities, operate a business that has been active for at least two years, possess a Business Certificate, and have a Bank Jakarta savings account with an ATM card. For MPOS services, applicants are also required to provide a security deposit, which will remain blocked for the duration of their agency partnership.
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