Start Saving Early with Monas Student Savings

Monas Pelajar Savings

Start Saving Early with Monas Student Savings

Build your future, save early with Bank Jakarta Monas Student Savings.

Initiating Early Financial Habits with Monas Student Savings

Streamlined Account Opening Requirements

Accessible to School-Aged Youth

Account Opening Available Across All Bank Jakarta Branches

Seamless Access to Banking Services

Convenient Transactions via ATMs and Bank Jakarta Branch Networks

Initiating Early Financial Habits with Monas Student Savings

Streamlined Account Opening Requirements

Accessible to School-Aged Youth

Account Opening Available Across All Bank Jakarta Branches

Seamless Access to Banking Services

Convenient Transactions via ATMs and Bank Jakarta Branch Networks

Interest and Fees

Component / Transaction Type

Terms / Fees:: Rp 20,000Rp 20,000

Component / Transaction Type	Terms / Fees
Initial DepositInitial Deposit	Rp 20,000Rp 20,000
Minimum Balance (Per Month)Minimum Balance (Per Month)	Rp 5,000Rp 5,000
Shopping Transaction Limit via E-Channel (Mobile Banking, ATM)Shopping Transaction Limit via E-Channel (Mobile Banking, ATM)	Rp 15,000,000Rp 15,000,000
Savings Interest Rate (Tiering)Savings Interest Rate (Tiering)	Balance (Rp) ≤ 1 Million Interest Rate (p.a.) 0.00% Balance (Rp) > 1 Million Interest Rate (p.a.) 0.25%Balance (Rp) ≤ 1 Million Interest Rate (p.a.) 0.00% Balance (Rp) > 1 Million Interest Rate (p.a.) 0.25%
Subsequent Deposit LimitSubsequent Deposit Limit	Rp 20,000Rp 20,000
Daily Withdrawal Limit via E-Channel (Mobile Banking, ATM)Daily Withdrawal Limit via E-Channel (Mobile Banking, ATM)	Rp 10,000,000Rp 10,000,000
Guaranteed Interest RateGuaranteed Interest Rate	4.25% p.a4.25% p.a
Daily Transfer Limit via E-Channel (Mobile Banking, ATM)Daily Transfer Limit via E-Channel (Mobile Banking, ATM)	Rp 10,000,000Rp 10,000,000
Administration FeeAdministration Fee	Free of chargeFree of charge
ATM Card FeeATM Card Fee	Rp 5,000Rp 5,000
Dormant Account FeeDormant Account Fee	Rp 2,000Rp 2,000
Below Minimum Balance FeeBelow Minimum Balance Fee	Free of chargeFree of charge
Account Closure FeeAccount Closure Fee	Rp 5,000Rp 5,000

*Interest rates and fees are subject to change at any time.

Child Registration Requirements

1

Account Opening Form

2

Student ID Card

3

Family Card (Kartu Keluarga)

4

Parent/Guardian KTP (for students under 17 years old)

5

Student's KTP (if already possessed)

6

NPWP (Parent's or a Statement Letter if not available)

How to Open Monas Student Saving

1

Prepare the required documents

Account Opening Form, Student ID Card, Family Card (Kartu Keluarga), Parent/Guardian Identity card (e-KTP), Student Identity card (e-KTP) (if possessed), Parent's Tax ID Number (NPWP).

2

Visit a Bank Jakarta Branch

3

Fill out the form at the CS counter

4

Submit the documents

5

Make the initial deposit

6

Receive your Passbook and ATM card

7

Download the Jakone Mobile app

Other Information

Product Risks

There is a maximum deposit guarantee limit from the Indonesia Deposit Insurance Corporation (LPS), where the amount of deposit guaranteed by LPS per customer per bank is a maximum of Rp 2 Billion.
Fluctuations in savings interest rates may occur following market developments.
Misuse of PIN/Password and ATM card by unauthorized parties.

Product Information Summary (RIPLAY)

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Frequently Asked Questions

Monas Student Savings is a Rupiah (IDR) savings product from Bank Jakarta specifically designed to teach children to save from an early age. Withdrawals can be made at any time.

This savings account is intended for Indonesian citizen (WNI) students ranging from early childhood education (PAUD), elementary school (SD/MI), junior high school (SMP/MTs), senior high school (SMA/MA), to university students or equivalent. The account can be created in the name of the student concerned.

Opening form (must be signed by parent/guardian for PAUD & elementary levels), Student ID Card, Family Card (Kartu Keluarga), Parent/Guardian KTP (for age < 17), Student KTP (if any), and Parent's NPWP or a substitute Statement Letter.

Account closure must be requested directly at the branch office where the account was initially opened.

Please contact the Bank Jakarta Call Center at 1500-351.