Current Account

Grow with Bank Jakarta Current Account

Transaction Flexibility with Bank Jakarta Current Account

Bank Jakarta Current Account Designed for Seamless Business Transactions

Withdrawal via Cheque and/or Bilyet Giro

Transaction Flexibility

Extensive ATM Network

Rupiah or Foreign Currency Account

Bank Jakarta Current Account Designed for Seamless Business Transactions

Withdrawal via Cheque and/or Bilyet Giro

Transaction Flexibility

Extensive ATM Network

Rupiah or Foreign Currency Account

Flexible Current Account Solutions

Individual Current Account is a savings account in Indonesian Rupiah that can be withdrawn at any time using checks, giro slips, and other payment instruments.

Current Account Interest, Fees, and Transaction Limits

Balance

Interest Rate (p.a.):: 0.00%0.00%

Balance	Interest Rate (p.a.)
≤ IDR 100 Million≤ IDR 100 Million	0.00%0.00%
> IDR 100 Million – < IDR 1 Billion> IDR 100 Million – < IDR 1 Billion	0.50%0.50%
> IDR 1 Billion – < IDR 2.5 Billion> IDR 1 Billion – < IDR 2.5 Billion	0.75%0.75%
> IDR 2.5 Billion – < IDR 5 Billion> IDR 2.5 Billion – < IDR 5 Billion	1.00%1.00%
> IDR 5 Billion> IDR 5 Billion	1.50%1.50%

Registration Terms & Conditions

1

Account Opening Form

2

Specimen Signature Card

3

Identity Verification Statement Letter (specifically for authorized accounts or Beneficial Owners)

4

National Identity Card (KTP)

5

Taxpayer Identification Number (NPWP)

6

Passport and KITAS/KITAP (for Foreign Nationals)

7

Business License or Business Identification Number (NIB) for customers with individual businesses

Other Information

Current Account opening can be processed through Bank Jakarta Branch Offices or online via the JakOne Mobile application.
Account opening is available for Indonesian Citizens (WNI) and Foreign Nationals (WNA).
Customers wishing to make cash deposits at Branch Offices must bring valid identification and the required documents.
Cash withdrawals can be made using cheques, withdrawal slips, or other applicable transaction instruments.
Customers are entitled to receive interest based on the balance tiering.
An ATM card facility is provided, which also supports transactions via digital banking services.
Current accounts can be opened as joint accounts under 'AND' or 'OR' conditions.
Current accounts cannot be opened in a 'QQ' format.
Account closure must be conducted at the branch where the account was initially opened.
Information regarding fees, benefits, risks, and services is subject to change in accordance with applicable regulations.
Comprehensive information is available on the Bank Jakarta website and at our branch offices.
Deposits are insured by the Indonesia Deposit Insurance Corporation (LPS) up to a maximum of IDR 2 Billion per customer per bank.
Interest rate fluctuations may occur in response to market developments.
Customers are responsible for preventing the misuse of PINs, passwords, ATM cards, cheques, or bilyet giro by unauthorized parties.

Product Information Summary (RIPLAY)

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Frequently Asked Questions

The Individual General Current Account is a Rupiah-denominated deposit account that allows for immediate withdrawals at any time using cheques, bilyet giro, or other payment instruments.

Some of the benefits include: earning interest, transaction convenience using cheques and bilyet giro, ATM facilities, Mobile Banking, and online account opening.

This product can be opened by Indonesian Citizens (WNI) and Foreign Nationals (WNA) and is intended for professionals, individual business owners, and the general public who meet the requirements.

The initial deposit for account opening is IDR 500,000, with a required minimum balance of IDR 250,000.

Yes. Customers will earn interest based on the applicable balance tiering.