Monas Qurban Sejahtera iB Savings

Monas Qurban Sejahtera iB Saving

Fulfill Your Qurban Dreams, with Bank Jakarta.

Realize Your Qurban Dreams, with Bank Jakarta

Plan Your Qurban with Sharia Principles

A Sharia-compliant savings account for both individual and non-individual customers, designed for Qurban financial planning, available under Wadiah and Mudharabah Mutlaqah contracts.

Streamlined Savings Facilities

Includes a savings passbook and an ATM card upon customer request. Experience greater convenience with access to Bank Jakarta’s e-channel services, such as ATMs.

Competitive Profit-Sharing

Enjoy competitive profit-sharing returns under the Mudharabah contract.

Profit Sharing Ratio, Fees, and Transaction Limits

Product Information

Description

Value:: IDR 100,000IDR 100,000

Description	Value
Initial DepositInitial Deposit	IDR 100,000IDR 100,000
Minimum BalanceMinimum Balance	IDR 20,000IDR 20,000
Minimum Subsequent DepositMinimum Subsequent Deposit	IDR 100,000IDR 100,000
ATM CardATM Card	Available upon customer requestAvailable upon customer request

*The Bank may provide a bonus at its discretion and is not permitted to promise bonus payments to customers.

Registration Requirements and Terms

Identity documents: National ID Card (KTP) and Tax ID (NPWP) of the account holder/manager

Deed of establishment, articles of association, and the latest amendment deed (for non-individual customers)

Business Identification Number (NIB) or relevant business license (for non-individual customers)

Complete the account opening form at the nearest Bank Jakarta Branch Office

Select either the Wadiah or Mudharabah contract

Make an initial deposit of IDR 100,000

Additional Information

Benefits, Risks, and Additional Information

Accounts can be opened at any Bank Jakarta Branch Office by providing the required documentation.
Includes a savings passbook and an ATM card upon customer request.
Profit-sharing ratios and projected returns are subject to change based on Bank policy, market conditions, as well as BI and LPS regulations; such adjustments may affect the actual profit-sharing amount received.
Deposits are covered by the Indonesia Deposit Insurance Corporation (LPS) up to a maximum limit of IDR 2 billion per customer, per bank.
Product operates in accordance with Sharia principles based on DSN-MUI Fatwa No. 02/DSN-MUI/IV/2000.
Profit-sharing is subject to a 20% withholding tax for average balances exceeding IDR 7,500,000, in accordance with applicable regulations.
Information regarding fees, benefits, and risks is subject to change in accordance with prevailing regulations.
Withdrawal and deposit procedures follow the policies of the Bank Jakarta Sharia Business Unit.