Achieve Excellence with Monas iB Pelajar
Monas iB Pelajar Savings

Achieve Excellence with Monas iB Pelajar

Sharia Savings Account for Students and University Students.

Achieve Excellence with Monas iB Pelajar Savings

Achieve Excellence with Monas iB Pelajar Savings

Designed for Students

An individual Sharia-compliant savings account specifically for students—from kindergarten, primary, and secondary school to university level—available for both individual and collective account opening.

Convenient Savings Features

Includes a savings passbook and an ATM card, with an optional custom student ID card, supporting seamless school-based transactions through bank officers.

Deposit and Balance Information

Initial deposit of IDR 50,000, minimum balance of IDR 10,000, and a minimum subsequent deposit of IDR 25,000. Operates under Mudharabah Mutlaqah and Wadiah contracts.

Profit Sharing Ratio, Fees, and Simulation

Average Balance
Customer Share:
1.00%
Bank Share:
99.00%

*Wadiah Contract Bonus: The Bank may provide a bonus at its discretion and is not permitted to promise bonus payments to customers.

Registration Terms & Conditions

1

Valid student status (Kindergarten, Primary, Junior High, Senior High School, or University level).

2

Identity document in the form of a student ID card or an official letter of enrollment.

3

National Identity Card (KTP) for students who have reached the age of eligibility.

4

Family Card (Kartu Keluarga/KK) or Child Identity Card (Kartu Identitas Anak/KIA).

5

National Identity Card (KTP) of the parent or legal guardian.

Additional Information

Benefits, Risks, and Additional Information

  • Accounts can be opened at any Bank Jakarta Branch Office by submitting the required documentation. Please contact Bank Jakarta for collective registration services conducted directly at schools.
  • Available with an optional integrated student ID card.
  • The Monas iB Pelajar savings account adheres to Sharia principles, fostering a habit of saving from an early age and supporting financial literacy for students.
  • Profit-sharing ratios and projected returns are subject to change based on Bank policy, market conditions, as well as BI and LPS regulations; such adjustments may affect the actual profit-sharing amount received.
  • Product operates in accordance with Sharia principles based on DSN-MUI Fatwa No. 02/DSN-MUI/IV/2000.
  • Withdrawal and deposit procedures are subject to the policies of the Bank Jakarta Sharia Business Unit; account opening is exempt from stamp duty.
  • Deposits are covered by the Indonesia Deposit Insurance Corporation (LPS) up to a maximum limit of IDR 2 billion per customer, per bank.
  • Profit-sharing is subject to a 20% withholding tax for average balances exceeding IDR 7,500,000, in accordance with applicable regulations.
  • Information regarding fees, benefits, and risks is subject to change in accordance with prevailing regulations.
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Product Information Summary (RIPLAY)

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Frequently Asked Questions (FAQ)

Monas iB Pelajar Savings is a Sharia-compliant savings account specifically designed for students to foster a habit of saving from an early age.
The account is available to students across all educational levels, including kindergarten, primary, junior high, senior high school, and university students.
Yes. Accounts can be opened collectively through schools. Please contact Bank Jakarta to schedule an account opening session at your school.
The initial deposit is IDR 20,000, with a minimum subsequent deposit of IDR 10,000.
The savings account operates under the Wadiah and Mudharabah Mutlaqah contracts.