iB Business Savings

Monas iB Business Savings

Sharia-Compliant Business Financial Management.

Grow Your Business with Bank Jakarta Simpeda Monas iB Saving

Access to E-Channel Services

Sharia-Based Business

Simple and Convenient Requirements

Various Transaction Facilities

Grow Your Business with Bank Jakarta Simpeda Monas iB Saving

Access to E-Channel Services

Sharia-Based Business

Simple and Convenient Requirements

Various Transaction Facilities

Profit Sharing Ratio, Fees and Transaction Limits

Product Information

Description

Gold:: Mudharabah Mutlaqah and WadiahMudharabah Mutlaqah and Wadiah
Platinum:: Mudharabah Mutlaqah and WadiahMudharabah Mutlaqah and Wadiah

Description	Gold	Platinum
ContractContract	Mudharabah Mutlaqah and WadiahMudharabah Mutlaqah and Wadiah	Mudharabah Mutlaqah and WadiahMudharabah Mutlaqah and Wadiah
Initial DepositInitial Deposit	IDR 1,000,000IDR 1,000,000	IDR 2,000,000IDR 2,000,000
Minimum BalanceMinimum Balance	IDR 500,000IDR 500,000	IDR 1,000,000IDR 1,000,000
Minimum Subsequent Deposit (Teller Counter)Minimum Subsequent Deposit (Teller Counter)	IDR 100,000IDR 100,000	IDR 100,000IDR 100,000

*The Bank may provide bonuses at its discretion and is not permitted to promise bonuses to customers.

Account Opening Requirements

1

Identification documents in the form of an ID Card (KTP) and Tax Identification Number (NPWP) of the account manager.

2

Deed of Establishment and Articles of Association, Latest Amendment Deed, and Business Identification Number (NIB) for non-individual customers.

3

Business license or other supporting documents that are still valid for non-individual customers.

4

Account opening can be completed at a Bank Jakarta Branch Office by selecting either a Wadiah or Mudharabah contract.

5

Make the initial deposit according to the selected card type.

Frequently Asked Questions

Monas iB Business Savings is a sharia-based savings account specifically designed to support business transaction needs and financial management.

Individual and non-individual customers who operate a business.

The initial deposit is IDR 1,000,000 for the Gold account and IDR 2,000,000 for the Platinum account.

The minimum balance is IDR 500,000 for the Gold account and IDR 1,000,000 for the Platinum account.

The product uses Wadiah and Mudharabah Mutlaqah contracts. For the Mudharabah contract, customers are entitled to profit sharing according to the applicable nisbah ratio.