Sharia Partnership for MSME Advancement

Supporting Sharia-Compliant Business Growth

Selection of Sharia-Compliant Financing Products

Monas iB Business Savings

Manage your business finances in accordance with Sharia principles.

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iB Current Account

Giro iB makes it easier to manage business and financial transactions in accordance with sharia principles, equipped with check facilities, giro bills, and various transaction services for business needs.

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MSME Financing

Productive sharia-based financing for individual business owners to fulfill working capital needs.

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Micro Financing

Sharia-based productive financing provided to individual entrepreneurs or businesses that are not yet incorporated, to support working capital needs.

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Frequently Asked Questions

Bank Jakarta offers various Third-Party Funds and Financing products for the Micro, Small, and Medium Enterprise segment.

Bank Jakarta offers various Third-Party Funds products for the Micro, Small, and Medium Enterprise (MSME) segment, including iB Business Savings and iB Current Account.

Not necessarily. Bank Jakarta implements an Office Channeling system (Sharia Services available at Conventional Branch Offices). Therefore, you can open or conduct Sharia-compliant savings transactions at any regular/conventional Bank Jakarta branch. You may also submit an account opening application via the JakOne Mobile app without needing to queue at a physical branch.

Bank Jakarta Syariah offers a range of Financing products for the Micro Enterprise segment, including iB Micro Financing. This can be utilized for working capital, working capital expansion, or investment purposes for micro and small business operators, particularly traders guided by the Department of Cooperatives and MSMEs, the Department of Industry, and vendors within the Perumda Pasar Jaya market area.

Bank Jakarta Syariah offers various Financing products for the Small and Medium Enterprise segment, including Working Capital Financing available under Mudharabah and Murabahah contracts, as well as Ijarah Muntahiyya Bitamlik financing.