Open a Sharia Savings Account Online, Anytime, Anywhere
A Digital Sharia Savings Account with Various Convenient Transaction Features.
Open a Sharia Account Online, Anytime, Anywhere
Open an Account Online via JakOne Mobile
No Administration Fee and No Initial Deposit
Digital Transaction Access
Profit Sharing, Fees, and Transaction Limits
Registration Requirements and Procedures
Identity documents in the form of a National ID Card (KTP) and Tax Identification Number (NPWP) of the account holder.
Download the JakOne Mobile application from the Google Play Store or Apple App Store.
Register by selecting “Open New Account” and choosing the “Sharia” account option.
Complete your personal information according to the instructions in the application.
Complete the identity verification process.
Your account will be successfully opened and ready to use.
Other Information
Product Risks
- A savings account based on Sharia principles intended for individual customers.
- Accounts can be opened through the JakOne Mobile application without visiting a bank branch.
- Deposit insurance coverage is subject to the maximum limit guaranteed by the Deposit Insurance Corporation (LPS).
- Potential account opening failure due to personal internet connection issues.
- Potential risk of misuse of e-channels, PINs, ATM cards, or passbooks by unauthorized parties.
- The profit-sharing ratio (nisbah) and indicative returns may change in accordance with Bank policies, market conditions, Bank Indonesia regulations, and LPS provisions. Changes in the nisbah may affect the amount of profit sharing received by customers.
- This product complies with Sharia principles based on DSN-MUI Fatwa No. 02/DSN-MUI/IV/2000.
- Account opening is free of stamp duty charges and cannot be opened as a joint account under “AND” or “OR”; it is only available in the “QQ” format.
- A 20% tax on profit sharing applies to average balances above IDR 7,500,000 in accordance with applicable regulations.
- Information regarding fees, benefits, and risks may change in accordance with applicable regulations.
Product Information Summary (RIPLAY)
Frequently Asked Questions
Simpeda Monas Savings
Save more easily via the application and seize the opportunity to win the Simpeda Panen Rejeki Lottery with grand prizes up to IDR 6 Billion!
Monas Student Savings
Secure your future by cultivating early saving habits with Bank Jakarta's Monas Student Savings.
Simpeda Monas iB Savings
Sharia-compliant savings account tailored for your daily financial needs.
Multi-Purpose Loan
Enjoy our Multi-Purpose Loan facility to fulfill all your personal and financial requirements.
Current Account
Transaction Flexibility with Bank Jakarta Current Account
Griya Monas Mortgage
Financing solutions for landed houses, apartments, and shophouses with competitive interest rates, extended tenors, and transparent fees.
Monas iB Student Savings
Sharia-compliant savings account specifically designed for school and college students.
Branch Services
Locate our nearest branch office