The More You Save, the More Cashback You Get
· 10 Min Read
Enjoy Cashback of Up to Hundreds of Millions of Rupiah!
Place Your Funds, Earn High Cashback + BI-FAST Transfer Fee Benefits
Have idle funds? It’s time to maximize your returns with this special program from Bank Jakarta.
Simply place fresh funds starting from Rp100 million for 3 or 6 months and get the opportunity to earn cashback of up to hundreds of millions of rupiah, along with reimbursement of BI-FAST transfer fees.
The program runs from July 20 to December 31, 2026, and is open to both new and existing individual and non-individual customers.
Why Is This Program Worth Considering?
Cashback of Up to Hundreds of Millions of Rupiah
The more funds you place, the higher the cashback you can earn based on the applicable program tiers.
Up to 10x BI-FAST Transfer Fee Benefits
Make transfers as usual, and the BI-FAST transfer fees will be reimbursed to your account in the following period.
Flexible Fund Placement
You may participate in the program more than once, provided that you meet the applicable terms and conditions.
Easy & Secure Process
Funds are placed in an eligible savings product, with the application process conducted through a Bank Jakarta Branch/Sub-Branch Office.
Eligible Savings Products
Tabungan Bisnis Perorangan
Tabungan Simpeda Monas
Tabungan Bisnis Monas
Program Eligibility
Fund Placement Requirements
Minimum fund placement of Rp100,000,000
Fund placement period of 3 or 6 months
Funds placed must qualify as fresh funds
Fresh funds must have entered the account no more than 30 calendar days prior to the application date
Funds will be held for the selected program period
Fresh Fund Criteria
Funds may come from:
Interbank transfers (Realtime Online / SKN / RTGS / BI-FAST)
Cash deposits
Salary, incentive, bonus, THR (religious allowance), and similar payments
SP2D funds or land acquisition proceeds
Funds may not come from:
Disbursement of Bank Jakarta loans
Savings Cashback Terms
Cashback will be provided in cash
The cashback amount received is the net amount after tax deduction
Cashback will be credited to the customer’s account no later than H+7 after approval and completion of all required documents
The prize tax is borne by the customer
Placement Tiering | Rate % (p.a.) | Term | Free BI-FAST Transaction Limit |
|---|---|---|---|
Rp100,000,000 - Rp500,000,000 | 5,00% | 3/6 month | 10x |
>Rp500,000,000 - Rp2,500,000,000 | 5,25% | 3/6 month | 10x |
>Rp2,500,000,000 - Rp5,000,000,000 | 5,50% | 3/6 month | 10x |
>Rp5,000,000,000 - Rp10,000,000,000 | 5,75% | 3/6 month | 10x |
>Rp10,000,000,000 | 6,00% | 3/6 month | 10x |
BI-FAST Transfer Fee Benefit Terms
Applicable throughout the customer’s participation period
Maximum of 10 free BI-FAST transfers per CIF
The transfer fee will initially be debited and subsequently reimbursed in the following period
BI-FAST transfer fee reimbursement will be provided no later than H+14 after the end of the applicable month
Important Information
During the program participation period, the fund placement account will not earn savings interest
If an account participates in more than one program, the applicable interest rate code will follow the program with the lowest interest rate
Customers who terminate their participation before maturity will be subject to a penalty of 110% of the gross cashback received
It’s Time to Make Your Funds Work Harder
Don’t miss the opportunity to enjoy substantial cashback simply by placing your funds with Bank Jakarta.
Visit your nearest Bank Jakarta Branch/Sub-Branch Office and join the program until December 31, 2026.