Plan Your Mortgage Payments, Make Homeownership a Reality with Interest Rates Starting from 1.80%

Take the first step toward owning your ideal home with Bank Jakarta's Home Mortgage Loan (KPR). Enjoy attractive interest rates starting from 1.80%, fixed for the first year, with a minimum loan tenure of four years. A variety of interest rate schemes and loan tenures of up to 25 years are available to support your homeownership plans according to your needs.

Interest Rate Options and Fixed-Rate Periods

Bank Jakarta's KPR offers several interest rate options with different fixed-rate periods. Available interest rates include:

• Starting from 1.80%

• 4.90%

• 5.54%

• 8.25%

Alternative Step-Up Interest Rate Scheme Starting from 3.88%

In addition to fixed interest rates during the initial period, Bank Jakarta also offers a step-up interest rate scheme, with different rates applicable to specific periods.

For a minimum loan tenure of 10 years, the interest rates offered are 3.88% in the first year, 5.88% in the second to third years, and 9.05% in the fourth to fifth years.

For a minimum loan tenure of 15 years, the interest rates offered are 3.88% in the first to second years, 5.88% in the third to fourth years, and 9.05% in the fifth to tenth years.

Various Benefits to Support Your Homeownership Plans

Take the next step toward your ideal home with a range of attractive benefits from Bank Jakarta's KPR:

• Waived administration fees.

• Waived appraisal fees, specifically for collateral valuations conducted by Bank Jakarta's internal team.

• Waived mortgage release fees (roya), exclusively for loan takeovers.

• Provision fee of 0.5% of the loan amount.

• Loan tenure options of up to 25 years.

Start Planning Your Ideal Home

• The Bank Jakarta KPR promotional program is valid until March 16, 2027.

Visit your nearest Bank Jakarta branch today.