Consumer Credit

Plan Your Mortgage Payments, Make Homeownership a Reality with KPR Griya Monas Bank Jakarta

· 15 Min Read

Plan Your Mortgage Payments, Make Homeownership a Reality with KPR Griya Monas Bank Jakarta

Make Your Dream Home a Reality with Bank Jakarta's Home Mortgage Loan (KPR)

Owning your dream home is now easier to plan with Bank Jakarta's Home Mortgage Loan (KPR). Through its interest rate schemes, customers can plan their mortgage payments more effectively based on predetermined periods. This program is designed to help customers achieve their homeownership goals with competitive financing options.

Bank Jakarta's KPR offers various interest rate schemes with loan tenures of up to 25 years, allowing customers to plan their mortgage payments more comfortably and align them with their financial needs. Below are the available Bank Jakarta KPR interest rate schemes:

Loan Amount
(Rupiah)

15 Years
(3,25% Interest Rate)

17 Years
(3,25% Interest Rate)

20 Years
(3,25% Interest Rate)

23 Years
(3,25% Interest Rate)

25 Years
(3,25% Interest Rate)

300.000.000

2.108.006

1.915.999

1.701.587

1.544.758

1.461.949

500.000.000

3.513.344

3.193.331

2.835.979

2.574.597

2.436.581

700.000.000

4.918.681

4.470.664

3.970.370

3.604.435

3.411.214

900.000.000

6.324.019

5.747.997

5.104.762

4.634.274

4.385.846

1.000.000.000

7.026.688

6.386.663

5.671.958

5.149.194

4.873.162

1.200.000.000

8.432.025

7.663.995

6.806.349

6.179.032

5.847.795

1.700.000.000

11.945.369

10.857.327

9.642.328

8.753.629

8.284.376

2.200.000.000

15.458.713

14.050.658

12.478.307

11.328.226

10.720.957

Loan Amount
(Rupiah)

10 Years
(4,05% Interest Rate)

13 Years
(4,05% Interest Rate)

15 Years
(4,05% Interest Rate)

20 Years
(4,05% Interest Rate)

25 Years
(4,05% Interest Rate)

300.000.000

3.044.488

2.476.716

2.226.588

1.825.855

1.591.805

500.000.000

5.074.147

4.127.860

3.710.980

3.043.091

2.653.008

700.000.000

7.103.806

5.779.004

5.195.372

4.260.328

3.714.211

900.000.000

9.133.464

7.430.148

6.679.764

5.477.564

4.775.414

1.000.000.000

10.148.294

8.257.720

7.421.960

6.086.182

5.306.015

1.200.000.000

12.177.953

9.906.864

8.906.352

7.303.419

6.367.218

1.700.000.000

17.252.099

14.034.724

12.617.333

10.346.510

9.020.226

2.200.000.000

22.326.246

18.162.584

16.328.313

13.389.601

11.673.233

  • For a minimum loan tenure of 10 years, the interest rates offered are 4,05% for the first to second years, 7,85% for the third to fourth years, and 9,85% for the fifth to tenth years.

  • For a minimum loan tenure of 15 years, the interest rates offered are 3,25% for the first to second years, 6,85% for the third to fourth years, 8,85% for the fifth to sixth years, and 9,85% for the seventh to fifteenth years.

  • For a minimum loan tenure of 20 years, the interest rates offered are 3,25% for the first to second years, 6,85% for the third to fourth years, 8,85% for the fifth to sixth years, and 9,85% for the seventh to twentieth years.

In addition to offering a structured mortgage repayment scheme, Bank Jakarta's Home Mortgage Loan (KPR) also provides a range of attractive benefits, including:

  • Waived appraisal fees

  • Waived administration fees

  • Discounted provision fees

These benefits provide greater convenience for customers as they prepare to take the next step toward homeownership.

Terms and conditions apply.

Bank Jakarta KPR promotional program is valid until March 16, 2027. Don't miss this opportunity to make your dream home a reality with Bank Jakarta.

Find More Deals

View More