Individual

Enjoy Cashback Up to Hundreds of Millions of Rupiah!

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Enjoy Cashback Up to Hundreds of Millions of Rupiah!

Save Your Funds, Get Big Rewards + BI-FAST Admin Fee Benefits

Have idle funds? It’s time to maximize your returns with a special program from Bank Jakarta.

Simply place a fresh fund starting from IDR 100 million for 3 months, and enjoy the opportunity to receive rewards of up to hundreds of millions of rupiah, plus BI-FAST transfer fee refunds.

The program period runs from May 25 – August 31, 2026, and is open to both new and existing individual customers.

Why This Program Is Attractive?

  • Cashback Up to Hundreds of Millions of Rupiah: The larger your fund placement, the higher the cashback you receive according to the program tiering.

  • Benefit of Up to 10x Free BI-FAST Fees: Transfers proceed as usual, and BI-FAST transfer fees will be refunded to your account in the following period.

  • Flexible Fund Placement: You can participate in the program more than once, provided you meet the applicable terms and conditions.

  • Easy & Secure Process: Funds are placed in selected savings products with an application process through any Bank Jakarta Branch/Sub-branch Office.

Eligible Savings Products

  • Individual Business Savings (Tabungan Bisnis Perorangan)

  • Simpeda Monas Savings (Tabungan Simpeda Monas)

  • Micro Business Savings (Tabungan Bisnis Mikro)

Program Participation Requirements

Fund Placement Terms:

  • Minimum fund placement: IDR 100,000,000.

  • Placement period: 3 months.

  • The placed funds must be fresh funds.

  • Fresh funds are valid up to 30 calendar days before the application date.

  • Funds will be blocked according to the program duration.

Fresh Fund Criteria:

  • Funds originated from: Interbank transfers (Realtime Online / SKN / RTGS / BI-FAST), cash deposits, payroll payments, incentives, bonuses, THR (holiday allowance), and similar sources, or SP2D/land compensation funds.

  • Funds NOT originated from: Bank Jakarta credit disbursements.

Cashback Provisions:

  • Cashback is provided in the form of cash.

  • The received cashback value is net of taxes.

  • Cashback is credited to the customer's account within a maximum of H+7 after approval and submission of complete documentation.

  • Prize tax is borne by the customer.

BI-FAST Transfer Benefit Provisions:

  • Valid during the program participation period.

  • Maximum of 10x free BI-FAST transfer fees per CIF.

  • Transfer fees are initially debited and then refunded the following month.

  • BI-FAST transfer fee refunds are processed within a maximum of H+14 after the current month ends.

Important Information:

  • During the program participation, the account used for placement will not earn interest.

  • If an account participates in more than one program, the interest code will follow the program with the lowest interest rate.

  • Customers who terminate the program before maturity will be subject to a penalty of 110% of the gross cashback received.

It’s Time for Your Funds to Work Harder

Don’t miss the opportunity to enjoy large cashback just by placing your funds at Bank Jakarta. Visit your nearest Bank Jakarta Branch/Sub-branch Office and join the program starting May 25, 2026.

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