Giro Prestige Smooth Cash Flow, Greater Returns
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Why Choose This Program?
Competitive Current Account Interest Rate with No Fund Hold
The larger your fund placement, the higher the current account interest rate you can earn—with no fund hold requirement.
Up to 20 Free BI-FAST Transactions per Month via CMS
Transfers continue as usual, while BI-FAST transaction fees will be refunded to your account in the following period.
Current Account Interest Rate
Eligible customers can enjoy special tiered interest rates under the Giro Prestige Program, with rates of up to 6.00% p.a., based on the daily balance tier and applicable program terms, as follows:
Balance Tier | Rate % (p.a.) | Free BI-Fast Admin Fee via CMS Limit Per Month |
>Rp10.000.000.000 | 6,00% | 20x |
>Rp5.000.000.000 - Rp10.000.000.000 | 4,00% | 20x |
>Rp2.000.000.000 - Rp5.000.000.000 | 3,50% | 20x |
>Rp1.000.000.000 - Rp2.000.000.000 | 0,75% | 20x |
>Rp100.000.000 - Rp1.000.000.000 | 0,50% | 20x |
≤Rp100.000.000 | 0,00% | 20x |
Terms & Conditions
New to Bank or Existing Current Account Holder
New to Bank refers to customers who have never previously held an account with Bank Jakarta and are acquired during the program period.
Existing active customers who open a new Current Account are also eligible.
Not applicable to Pemerintah Pusat/Daerah (the central/regional governement) and BUMN/BUMD (state-owned and regional owned enterprise).
Available to individual and non-individual customers in the retail segment.
Customers must place a minimum of Rp25 million in the Current Account.
The funds placed must be Fresh Funds originating from another bank or other sources in accordance with Bank Jakarta's applicable terms.
Funds originating from credit disbursements, deposits, and/or Savings Plans at Bank Jakarta are not considered Fresh Funds.
To receive the BI-FAST fee refund benefit, customers must activate CMS, maintain an average Current Account balance of at least Rp100 million, and fulfill all applicable program requirements.
Program benefits will be granted after the customer has fulfilled all requirements and received approval in accordance with Bank Jakarta's applicable terms.
After the program period ends, the current account interest rate will revert to Bank Jakarta's prevailing regular terms.
Bank Jakarta reserves the right to make changes to the program in accordance with applicable policies, with notification provided to customers through available communication channels.