Savings

Deposit Funds, Earn Substantial Cashback + Complimentary BI Fast Admin Fees

· 3 Min Read

Deposit Funds, Earn Substantial Cashback + Complimentary BI Fast Admin Fees

Enjoy Cashback of Up to Hundreds of Millions of Rupiah!

Have idle funds? It’s time to maximize your returns with this exclusive program from Bank Jakarta.

Simply place a minimum fresh fund of IDR 100 million for a 3-month period to enjoy the opportunity of receiving cashback up to hundreds of millions of rupiah, along with BI Fast transfer fee refunds.

The program runs from May 25 – August 31, 2026, and is open to both new and existing individual customers.

Why Choose This Program?

  • Cashback Up to Hundreds of Millions of Rupiah The larger your fund placement, the higher the cashback reward based on the program's tiering structure.

  • Up to 10x BI Fast Fee Refunds Execute transfers as usual; your BI Fast transfer fees will be refunded to your account in the subsequent period.

  • Flexible Fund Placement Customers may participate in the program multiple times, provided all terms and conditions are met.

  • Simple & Secure Process Funds will be placed in selected savings products, with the application processed through Bank Jakarta Branch Offices or Sub-Branches (KCP).

Eligible Savings Products

  • Tabungan Bisnis Perorangan (Individual Business Savings)

  • Tabungan Simpeda Monas

  • Tabungan Bisnis Mikro (Micro Business Savings) > Note: Nama produk tabungan bawaan bank sebaiknya tetap menggunakan nama aslinya agar tidak membingungkan nasabah saat administrasi.

Eligibility & Program Requirements

Fund Placement Terms

  • Minimum fund placement of IDR 100,000,000.

  • Placement holding period is 3 months.

  • Placed funds must be fresh funds.

  • Fresh funds are valid for a maximum of 30 calendar days prior to the application date.

  • Funds will be locked/blocked for the duration of the program period.

Fresh Fund Criteria

Funds must originate from:

  • Interbank transfers (Real-time Online / SKN / RTGS / BI Fast).

  • Cash deposits.

  • Payroll, incentives, bonuses, religious holiday allowances (THR), and similar disbursements.

  • SP2D (Government Disbursement Orders) or land compensation funds.

  • Funds must not originate from Bank Jakarta loan disbursements.

Cashback Terms and Conditions

  • Cashback will be awarded in cash.

  • The cashback amount received is net of applicable taxes.

  • Cashback will be credited to the customer's account within a maximum of 7 business days (H+7) after approval and verification of complete documentation.

  • Gift/prize tax shall be borne by the customer.

BI Fast Refund Terms and Conditions

  • Refunds apply exclusively during the program participation period.

  • Maximum of 10x refunds per CIF (Customer Information File).

  • Transfer fees will be debited initially and subsequently refunded in the following month.

  • Refunds will be processed within a maximum of 14 business days (H+14) after the current month ends.

Important Information

  • During the program participation period, the placement account will not earn savings interest.

  • If an account participates in more than one program, the applied interest rate code will default to the program with the lowest interest rate.

  • Customers who opt for early termination of the program prior to the maturity date will be subject to a penalty of 110% of the gross cashback received.

Make Your Funds Work Smarter Today

Do not miss the opportunity to secure substantial cashback rewards simply by placing your funds with Bank Jakarta.

Visit your nearest Bank Jakarta Branch or Sub-Branch Office to join the program starting May 25, 2026.

Find More Deals

View More