Bank DKI Joins the KUR Program Credit Information System
Jakarta, March 31 2022Published: March 31, 2022
In an effort to maximize the distribution of People's Business Credit (KUR) so that it is right on target, Bank DKI is collaborating with the Ministry of Finance regarding the use of the Program Credit Information System (SIKP) for the administration and management of People's Business Credit Distribution. The signing of the cooperation agreement was carried out by the Director of Retail & Sharia of Bank DKI, Babay Parid Wazdi together with the Director of Investment Management Systems of the Ministry of Finance of the Republic of Indonesia, Syafriadi in Jakarta, (30/3).
Director of Retail & Sharia at Bank DKI, Babay Parid Wazdi said, "In 2022, Bank DKI targets to be able to distribute KUR amounting to IDR 1 trillion to MSME players in Bank DKI's operational areas, including existing debtors, JakPreneur members, and Perumda Pasar Jaya traders. Of course, through this collaboration, we can further increase the effectiveness of credit distribution."
The Program Credit Information System (SIKP) itself is an application system built to facilitate the implementation of Program Credit, especially People's Business Credit (KUR). The aim of SIKP is to become a trusted Micro, Small and Medium Enterprises (MSME) database and can be used as a reference for Bank DKI for effective credit distribution. SIKP is also encouraged to be a tool to speed up the process of paying bills for credit subsidies for programs such as the People's Business Credit."
It is hoped that the distribution of KUR by Bank DKI can be a stimulus for economic growth in the country during the pandemic. This KUR distribution is also a form of synergy between BUMD DKI Jakarta together with BUMN, DKI Jakarta Provincial Government and the Central Government in order to support the empowerment of MSMEs.
In 2021, Bank DKI's micro credit distribution will experience growth of 31.75%. Apart from KUR, Bank DKI as a DKI Jakarta BUMD which supports the development of MSMEs also provides various credit and financing products such as Monas 25 which can be used as a credit facility for working capital with credit ceilings ranging from IDR 5 million to IDR 25 million. Monas Beginner Credit can also be used for both working capital and productive investment with a maximum credit ceiling of IDR 10 million.
As DKI Jakarta BUMD which continues to be consistent in developing MSMEs, Bank DKI continues to increase its role by providing various digital products such as e-Form Micro Loan, JakOne Abank, E-order, and scan to pay QRIS which can support the development of MSMEs from financing to ease of transactions. On the financing facilities side, Bank DKI is digitalizing by providing financing facilities supported by digitizing services such as e-Form Micro Loan which is an online Bank DKI Micro Credit application service. Through the Micro Loan e-Form, MSMEs who wish to apply for financing can directly submit an application anywhere and anytime online.