Maintaining Optimal Performance Amid Economic Recovery, Bank DKI Wins Indonesia Best BPD Awards 2022

Published: 28 October 2022

Jakarta – Bank DKI Wins Indonesia Best BPD Awards 2022 with Top Financial Performance and Development Corporate Business Through Expanding the Range of Banking Services. This award is given based on the performance of the Regional Development Bank institution during the pandemic which continues to develop and provide positive stimulants to the economy. The award was received by the President Director of Bank DKI, Fidri Arnaldy virtually in Jakarta (27/10)

The President Director of Bank DKI, Fidri Arnaldy, expressed his gratitude for the award given to Bank DKI. "This award is an indicator of the success of the transformation efforts carried out since 2021 at Bank DKI," said Fidri.

The Indonesia Best BPD Awards 2022 assessment uses the Risk-Based Bank Rating (RBBR) approach with a number of variables consisting of six detailed aspects, namely: Risk Profile, Good Corporate Governance, Capital, Intermediation Performance and Digital Shifting Condition.

As is known, Bank DKI continues to record positive performance with solid expansion in the third quarter of 2022, several financial performance indicators recorded good growth and this was accompanied by improvements in the quality of its assets. Bank DKI's net profit recorded growth of 28.83% (YoY), from IDR 564 billion in September 2021, to IDR 726 billion in September 2022.

Apart from net profit, Bank DKI also recorded credit growth of 26.82% (YoY), from IDR 36.9 trillion in September 2021 to IDR 46.7 trillion in September 2022. This credit growth was followed by improvements in asset quality which was marked by a decrease in the gross Non-Performing Loan (NPL) ratio from 2.93% in September 2021, to 1.81% in September 2022 with Loan at Risk (LAR) 13.68%, previously 17.32% in the same period last year.

In terms of collecting TPF, Bank DKI was still able to record TPF growth of 29.51%, from IDR 47.1 trillion in September 2021, to IDR 60.9 trillion in September 2022. These various performance achievements led to an increase in total assets of 26.90% from IDR 59.29 trillion in September 2021, to IDR 75.24 trillion in September 2022.

Fidri further said that the dedication of this award is shown to customers, stakeholders and all employees, and is a motivation to continue working and contributing. "Bank DKI will continue to be committed to innovation and provide the best services to customers by simplifying business processes with digital banking products and services to improve business in a sustainable manner," concluded Fidri.

Achievement of Awards

The Indonesia Best BPD Awards 2022 adds to the long list of awards that Bank DKI has successfully received, including the title of 15 Best Banks according to Forbes Indonesia Magazine and being the only BPD in this award, the 27th Infobank Awards in the Special Performance Bank category in the Core Capital Bank Group (KBMI) 2 category with assets of IDR 50 trillion to under IDR 100 trillion, the Golden Trophy (Performance predicate "Very Good" for 5 consecutive years and the performance predicate "Very Good" category KBMI 2 (Assets IDR 50 trillion to under IDR 100 trillion) to the 2022 TOP GRC Awards as well as other awards in the fields of human resources, technology, digital banking, SME Financing, corporate image, and awards in the field of sharia banking.

Apart from that, Bank DKI also succeeded in obtaining a number of important certifications, namely SNI ISO 37001:2016 Certification concerning Anti-Bribery Management Systems issued by TUV Nord Indonesia (an International Certification Body from Germany which is recognized by the National Accreditation Committee) and ISO 27001:2013 Certification concerning Information Security Management Systems for the SuperApps JakOne Mobile Service issued by TUV Rheinland Indonesia.