Bank Jakarta Records Positive Performance in Quarter III 2025, Strengthens Synergies to Drive Jakarta's Economic Growth

Jakarta, 3 November 2025 - Bank Jakarta managed to record positive performance until the third quarter of 2025. Bank Jakarta's total assets were recorded at IDR 90.72 trillion, growing 12.37% annually (YoY) compared to the position in the third quarter of 2024 of IDR 80.74 trillion.

This asset growth was supported by an increase in Third Party Funds (DPK) which reached IDR 74.23 trillion, growing 16.90% (YoY) from IDR 63.50 trillion in the same period the previous year. In the midst of competition to raise funds which is still tight, Bank Jakarta is focused on strengthening its funding structure through increasing low-cost funds (CASA). As a result, the CASA ratio grew significantly by 59.85% (YoY), becoming an important foundation for cost of funds efficiency and liquidity stability in supporting sustainable financing expansion.

On the financing side, Bank Jakarta's credit distribution and financing grew solidly, especially in the MSME segment which increased 16.14% (YoY) to IDR 6.62 trillion from IDR 5.70 trillion in the same period the previous year. This growth reflects Bank Jakarta's active role in supporting regional economic productivity through the distribution of financing that is inclusive and has a broad impact.

Bank Jakarta continues to strengthen collaboration with business actors, especially MSMEs in various productive sectors, by developing credit products that are more flexible in terms of tenors, interest rates and payment schemes according to the needs of business actors.

President Director of Bank Jakarta, Agus H. Widodo, said:

"This positive performance is the result of the strong commitment of all Bank Jakarta employees to grow as a strong, healthy and national-class Regional Development Bank. We continue to strengthen synergies with the DKI Jakarta Provincial Government and the entire city's economic ecosystem to encourage inclusive and sustainable economic growth."

Meanwhile, Director of Finance & Strategy at Bank Jakarta, Basaria Martha Juliana, added:

"The company consistently carries out a strategy of strengthening fundamentals through prudent risk management, business process transformation, and optimizing digital technology to support healthy and competitive business acceleration."

In terms of efficiency, Bank Jakarta continues to carry out various initiatives to manage interest costs optimally, including by increasing the CASA portion and adjusting corporate deposit interest rates. This step succeeded in reducing interest expenses by 7.77% until September 2025.

Apart from that, operational expenditure (OPEX) management also continues to be optimized through business process efficiency, increasing workforce productivity, and aligning cost structures with the company's strategic priorities. This effort strengthens operational effectiveness while maintaining space for sustainable business growth.

With these achievements, until the third quarter of 2025, Bank Jakarta posted a net profit of IDR 520.81 billion, growing 1.46% (YoY) compared to the same period the previous year of IDR 513.23 billion. This growth was mainly supported by net interest income which rose 6.35% (YoY) from IDR 2.03 trillion to IDR 2.16 trillion in the third quarter of 2025.

About Bank Jakarta

Bank Jakarta is a financial institution owned by the Provincial Government of DKI Jakarta which is committed to being a strategic partner of the Regional Government and the community in strengthening the economy of the city of Jakarta through professional, integrity and customer-oriented banking services. Currently, Bank Jakarta is implementing the Phoenix Transformation Program to accelerate digitalization, strengthen governance, and provide national-class banking services that support sustainable regional economic growth.