Protect Personal Data for Safe Online Transactions
Jakarta, October 27 2020Published: 27 October 2020
Carrying out online transactions in the midst of the Covid-19 pandemic, including shopping for various needs, has now become a habit for people. It cannot be denied that the various benefits of making online transactions, such as saving time, energy and even costs, are often the reason we prefer to shop online rather than shop directly in stores.
Unfortunately, behind the convenience offered, there are loopholes that are often exploited as a mode of crime by irresponsible parties. To strengthen the security of personal data, there are several things you can do, including:
1. Protect personal information
Do not provide confidential data/information such as PIN, OTP, User ID, credit/debit card number, CVV and others. We must be suspicious if an online shop website or someone contacts you and asks for credit card details, address and telephone number.
2. Strong password
Always maintain security and passwords for email, cellphone access, banking access and so on. Use passwords that are not easy to guess, such as unusual combinations of words such as numbers and symbols or punctuation that are unique and still relate to the user's personal preferences.
3. Use a different password for each account
Avoid using the same password for every online account, from social media to online banking accounts, this will make it easier for irresponsible people to break into users' personal data.
4. Avoid using devices that have been jailbroken or rooted.
5. Be alert to unknown phone calls
Be careful if someone calls and asks to turn off the phone temporarily, types a special code on the cellphone or asks for personal data.
6. Activate two-factor authentication
Two-factor authentication is a security device used to verify whether the user trying to log in to the account is the correct owner. Unfortunately, not all sites have this feature. However, if there is one, it should be activated.
7. Avoid using free Wi-Fi in public places
Use of Wi-Fi in public places can be exploited by irresponsible individuals to enter the user's personal account. Avoid using free Wi-Fi connections to make online transactions and use your own internet quota to be safer.
These are some tips to avoid online fraud. As wise buyers, we need to be highly alert as a precaution against unwanted things. Don't forget to always make transactions using the JakOne Mobile Bank DKI service which is safe, registered and supervised by the OJK and guaranteed by the LPS.
Let's fight online fraud by being more alert and anticipatory!!