Encouraging Empowerment of MSMEs, Bank DKI Begins to Distribute KUR
Jakarta, February 07 2022Published: 07 February 2022
Encouraging the Empowerment of MSMEs, in 2022 Bank DKI will begin distributing People's Business Credit (KUR). This was marked by the signing of the People's Business Credit (KUR) Financing Cooperation Agreement (PKP) by Bank DKI with the Ministry of Cooperatives and SMEs which was attended directly by the Director of MSE and Sharia Business Credit, Babay Parid Wazdi, and Eddy Satriya, Deputy for Business Restructuring at the Ministry of Cooperatives and SMEs. This was conveyed by the Corporate Secretary of Bank DKI, Herry Djufraini in his written statement in Jakarta (7/2).
Herry said that Bank DKI's participation in distributing KUR is expected to support the empowerment of MSMEs in DKI Jakarta. In 2022, Bank DKI targets to be able to distribute KUR amounting to IDR 1 trillion to MSMEs in Bank DKI's operational areas, including existing debtors, JakPreneur members and Perumda Pasar Jaya traders.
KUR distribution is also carried out as one of Bank DKI's efforts to exceed the Macroprudential Inclusion Financing Ratio (RPIM) target which is set at 20% of the total credit and financing portfolio. The requirements for KUR applicants are quite easy, where KUR applicants submit a Resident Identity Card (KTP), Taxpayer Identification Number (NPWP), and have business activities.
It is hoped that the distribution of KUR by Bank DKI can be a stimulus for economic growth in the country during the pandemic. This KUR distribution is also a form of synergy between BUMD DKI Jakarta together with BUMN, DKI Jakarta Provincial Government and the Central Government in order to support the empowerment of MSMEs.
Bank DKI continues to support economic recovery in the midst of the pandemic, especially for the micro business sector by distributing credit and micro financing, including syndicated credit and financing from 20 financial institutions, including 18 BPD, 1 Private Bank, and BPKH, to PT Permodalan Nasional Madani (PNM) worth IDR 4 trillion, which will later be passed on to Ultra Micro, Micro and Small Business actors who are members of the PNM Mekaar and ULaMM programs.