Collaboration between Bank DKI and Fidac Technological Innovation, Provides Ease of Credit Distribution for ASN

Jakarta – Providing convenience to ASNs throughout Indonesia in applying for consumer credit, Bank DKI together with Fidac Innovation Technology agreed to collaborate through credit distribution cooperation with a channeling scheme through Peer to Peer Lending. The momentum of this collaboration was realized in the event "Signing of the Cooperation Agreement between Bank DKI and PT Fidac Innovation Teknologi (Fidac) regarding Multi-Purpose Credit Distribution with a Channeling Mechanism via Peer to Peer Platform" which was signed by the Director of Retail & Sharia of Bank DKI, Henky Oktavianus and the Director of PT Fidac Innovation Technology, Harry Fardan Zaini in Jakarta (10/1).

"Through this collaboration, Bank DKI collaborates with Fidac as a channeling agent to provide loans to prospective debtors, in accordance with the terms and conditions set by Bank DKI," said Bank DKI Retail & Sharia Director, Henky Oktavianus.

On a separate occasion, the Director of Technology & Operations and Acting Principal Director (Plt.) of Bank DKI, Amirul Wicaksono, said that the collaboration being built across financial services players coincided with the momentum of technological disruption, marked by the easier way for people to access financial services through digital applications.

"The collaboration with Fidac is expected to encourage Bank DKI's business acceleration, especially in reaching the Multi-Purpose Credit (KMG) market target for ASN," said Amirul.

Vice President of Bank DKI's Consumer Credit Group, Zulfikryshah, said that with this collaboration, Bank DKI can distribute KMG facilities more widely to ASN throughout Indonesia.

"This is in line with one of the consumer credit development strategies which is carried out through expanding KMG distribution targets," said Zulfikryshah.

PT Fidac Innovation Technology itself is a financial technology (fintech) company that has been established since 2017 and has operational offices in Jakarta as well as other branch offices spread throughout Indonesia. Through the DUMI application which can be downloaded via Playstore, Fidac has also collaborated with the State Civil Service Agency (BKN) in its commitment to facilitate technology-based financial loan services for ASN throughout Indonesia.

Furthermore, the Director of PT Fidac Innovation Technology, Harry Fardan Zaini, said that the channeling scheme developed by both parties not only encourages business achievements, but also encourages economic growth by fulfilling financing needs for ASN.

"This collaboration has started a good year 2024, Bank DKI's support is increasingly strengthening financial inclusion through the Dumi platform among ASN. Apart from being present in 30 regions of Indonesia, in 2024 Fidac will also expand its coverage area to Kalimantan and Maluku," emphasized Harry Fardan Zaini, Director of PT Fidac Innovation Technology.

Bank DKI Corporate Secretary, Arie Rinaldi added, the collaboration between Bank DKI and Fidac is a joint collaborative effort in developing business, especially in lending, in line with the digital transformation that Bank DKI continues to carry out, and supports the goal of realizing Jakarta as a Global City by 2024.

"Bank DKI is fully committed to taking on the role of realizing Jakarta as a global city, which is part of transnational economic integration through developing digital-based banking service solutions for the community," concluded Arie.