Providing Ease of Transactions for the MSME Sector, Bank DKI Implements Digitalization of the Kebayoran Lama Market

Published: August 11, 2022

Bank DKI continues to accelerate the transformation of digital services, one of which is providing convenience for the MSME sector. For this reason, on Thursday, August 11 2022, Bank DKI together with Bank Indonesia carried out on-site monitoring activities on the implementation of SIAP QRIS (Healthy Innovative and Safe Using-Quick Response Code Indonesian Standard) digital payment acceptance via JakOne Mobile in the Kebayoran Lama market. Previously, Bank DKI together with Bank Indonesia had also carried out a digitalization program at the Perumnas Klender market, Kedoya Market, Koja Market and Santa Market. Present at the event were South Jakarta City Economic and Development Assistant, Mukhlisin, Head of Bank Indonesia Representative for DKI Jakarta Province, Onny Widjanarko, Retail & Sharia Director, Babay Parid Wazdi, Head of UPT Center for Personal Funding Services and Education Operations for DKI Jakarta Province, Waluyo Hadi and Area 9 Manager of Kebayoran Lama Market, Dicky Fajar Siddik.

Director of Retail & Sharia, Babay Parid Wazdi, in his statement stated, "the contribution of MSMEs in employment and economic development is very large. Therefore, as a DKI Jakarta BUMD that focuses on developing the MSME sector, Bank DKI also supports it by providing JakOne Mobile as a super app with various digital service features that can accommodate various daily financial transaction needs, especially for traders and visitors to the Kebayoran Lama market."

Through the JakOne Mobile application, Bank DKI provides digital banking solutions for its customer users to create a more personal, mobile and reliable transaction experience, from paying various bills to paying taxes and online shopping, Scan by QRIS transactions, top up electronic money, giving alms/donating to others to securing emergency funds by opening deposits anywhere and anytime.

Currently, Bank DKI has also presented the New JakOne Mobile with a more attractive and user friendly UI/UX to meet customer expectations, especially the millennial generation. Apart from that, New JakOne Mobile can also be used by new customers to open savings accounts online via their smartphone without having to go to a Bank DKI branch office. For further information regarding JakOne Mobile, customers can visit the website at https://jakone.mobi/jakone-blog/new-jakone

As is known, up to the July 2022 period, QRIS transactions via JakOne Mobile Bank DKI grew 29.42% (yoy) to 477,262 compared to the July 2021 period of 368,746. Apart from QRIS transactions, as of July 2022, the number of JakOne Mobile users has also reached 1.7 million users, with a nominal transaction amount reaching more than IDR 11 trillion, and a transaction volume reaching 12 million transactions.

Apart from JakOne Mobile, Bank DKI also invites MSME players to develop their businesses by becoming agents through the JakOne Abank application. JakOne Abank is an office-less banking service where Bank DKI is present through an agent using a Mobile Point of Sale (MPOS) device for paying taxes and levies, paying bills. By becoming a JakOne Abank agent, MSMEs can serve various banking transactions and earn commissions from each transaction.

Bank DKI is also developing the Digital Lending application as a solution in providing access to capital for business actors which is of course good for accelerating economic growth, especially in DKI Jakarta. As a bank that gives full attention to the development of MSMEs, Bank DKI also participates in the People's Business Credit program. In 2022, Bank DKI targets to be able to distribute KUR amounting to IDR 1 trillion to MSMEs in Bank DKI's operational areas, including existing debtors, JakPreneur members and Perumda Pasar Jaya traders.