Time Deposit

Fund Placement for Business Solutions

Optimize your company's funds through Bank Jakarta Time Deposits.

Optimal Funds, Maximized Business

Enjoy attractive interest rates to help optimize corporate fund development and enhance returns on both short and medium-term investments.

A variety of deposit tenors are available, adjustable to your business's cash flow requirements and financial planning.

Corporate funds can be placed securely, generating more optimal returns compared to standard savings accounts.

Deposit funds are managed by Bank Jakarta in accordance with banking standards and regulations, providing peace of mind in business financial management.
The business deposit opening process is designed to be practical and efficient, enabling the optimization of business fund management.
Bank Jakarta Business Deposits assist companies in managing liquidity in a more structured manner while earning returns on placed funds.

Feature

Description:: Provides attractive returns compared to standard savings accounts.Provides attractive returns compared to standard savings accounts.

Feature	Description
Competitive InterestCompetitive Interest	Provides attractive returns compared to standard savings accounts.Provides attractive returns compared to standard savings accounts.
Purpose of UsePurpose of Use	Suitable for managing corporate operational funds or investments.Suitable for managing corporate operational funds or investments.
TenorTenor	1 Month, 3 Months, 6 Months, 12 Months, 24 Months1 Month, 3 Months, 6 Months, 12 Months, 24 Months
Automatic Roll Over (ARO)Automatic Roll Over (ARO)	Deposits can be automatically renewed upon maturity according to the customer's instructions.Deposits can be automatically renewed upon maturity according to the customer's instructions.
FlexibilityFlexibility	Interest can be transferred to a Current Account, Savings Account, or added to the deposit principal (add back).Interest can be transferred to a Current Account, Savings Account, or added to the deposit principal (add back).
Credit CollateralCredit Collateral	Deposits can be used as collateral for credit facilities in accordance with Bank Jakarta's regulations.Deposits can be used as collateral for credit facilities in accordance with Bank Jakarta's regulations.

Must hold a Current Account and/or an operational account at Bank Jakarta.

Complete the deposit account opening form.

Submit corporate legal documentation.

Funds must originate from the registered corporate account.

Early withdrawal before maturity is subject to applicable terms and conditions.

Deposits are issued in the form of a Deposit Certificate (Bilyet Deposito).

Account opening can be carried out at any Bank Jakarta Branch Office.
Bank Jakarta Time Deposits offer competitive interest rates and support corporate liquidity management.
They serve as an alternative for short- and medium-term investment.
Bank Jakarta Time Deposits can be used as collateral for corporate loans.
Deposits are guaranteed in accordance with the regulations of the Indonesia Deposit Insurance Corporation (LPS).
Early withdrawal before maturity may result in accrued interest not being paid.
There is a risk of changes in market interest rates.
Funds cannot be used during the deposit placement period.
Deposit insurance coverage is subject to the applicable terms and conditions set by LPS.
Time Deposits are available in Indonesian Rupiah.
Time Deposits can be automatically renewed upon maturity.
Customers will receive a Deposit Certificate as proof of ownership.
Information regarding fees, benefits, risks, and terms may change in accordance with Bank Jakarta's policies.