Term Investment with Attractive Interest Rates

Rupiah Deposito

Term Investment with Attractive Interest Rates

Bank Jakarta Time Deposit offers secure fund placement with flexible tenor options and competitive interest rates to support your investment needs.

Steady Returns for a Secure Future

Flexible Tenors

Investment and Asset Protection Against Exchange Rate Fluctuations

Easily Managed

Seamless and Practical Process

Investment Solution

Steady Returns for a Secure Future

Flexible Tenors

Investment and Asset Protection Against Exchange Rate Fluctuations

Easily Managed

Seamless and Practical Process

Investment Solution

Flexible Deposit Solutions

A rupiah-denominated deposit available for 1, 3, 6, or 12 months with an Automatic Roll Over option. Interest rates vary based on the selected term and are paid upon maturity or withdrawal.

Interest Rates, Fees, and Simulation

Interest Rates

Tenor

Interest Rate (p.a.):: 2.50%2.50%

Tenor	Interest Rate (p.a.)
1 Month1 Month	2.50%2.50%
3 Months3 Months	3.50%3.50%
6 Months6 Months	3.25%3.25%
12 Months12 Months	3.25%3.25%
24 Months24 Months	3.50%3.50%

Registration Requirements & Terms

1

Have a Bank DKI Savings and/or Current Account

2

Account Opening Form

3

e-ID Card and Tax Identification Number (NPWP) for Indonesian Citizens

4

Valid ID Card/KITAS/KITAP and Passport for Foreign Citizens

5

Open a Time Deposit account at a Branch Office or through JakOne Mobile

Calculate Your Time Deposit

Time Deposit Type

Deposit Amount

IDR

Tenor

Interest Rate

-

Estimated Time Deposit Value

IDR0

Estimated Interest Earned IDR0

The calculation provided is for simulation purposes only and serves as an illustration or estimate. It is non-binding, and the actual calculation will be determined based on the Bank's system and prevailing terms and conditions. The results above exclude the 20% withholding tax on interest income. Interest rates are subject to change at any time in accordance with applicable regulations and the Bank's policies.

Important Information & Terms

Product Risks

If the deposit is withdrawn before maturity, accrued interest will not be paid.
For Non-ARO deposits that are not withdrawn at maturity, the funds will be blocked and cannot be transacted.
Interest rates may change according to market conditions.
Deposits are not guaranteed by LPS if:
- The deposit interest rate exceeds the LPS guaranteed interest rate.
- The customer's total deposits exceed Rp2 billion.

Product Information Summary (RIPLAY)

Download

Frequently Asked Questions

A Time Deposit is a fixed-term savings product in Indonesian Rupiah that can only be withdrawn upon maturity according to the selected tenor.

It offers competitive interest rates, low investment risk, various tenor options, LPS protection subject to applicable terms, and can be used as collateral for loans.

The minimum deposit placement is Rp1,000,000.

Available tenor options are 1, 3, 6, 12, and 24 months.

Yes. Interest can be transferred to a Savings Account or Current Account.

ARO is a facility that automatically renews a time deposit upon maturity.