A Savings Account That Makes Transactions Easier
Saving is now easier, directly through the app. Get a chance to win the Simpeda Harvest Fortune Draw with total prizes worth IDR 6 Billion.
A Savings Account with Seamless Transaction Capabilities
Enhanced Convenience via Digital Access
Competitive Fees and Transaction Limits
Streamlined Account Opening Procedures
Eligibility for Exclusive Prize Draws
Diverse Selection of ATM Card Options
Transparent Interest Rates, Affordable Fees, Convenient Limits
- Interest Rate Tier:
- 0.00%0.00%
*The latest balance tier structure is effective from September 30, 2024
Registration Terms & Conditions
KTP (Identity Card)
NPWP (Optional)
Initial deposit
Top-up via transfer mechanism
Withdrawals using the Mobile Cash application (Cardless Withdrawal) on the JakOne Mobile app
Book transfer/Transfer using JakOne Mobile
How to Register for Simpeda Monas Digital Savings
Download & Open the JakOne Mobile Application
Available through Google Play Store or App Store.
Click Register
Enter your full name, mobile phone number, place and date of birth, and email address.
Create a new PIN, confirm the PIN, and enter a referral code (if available).
Click 'Continue'.
Enter your gender, marital status, mother's maiden name, ID card number, and NPWP.
Enter your citizenship and address information.
Enter your employment and financial information.
Upload a photo of your ID card, signature, and a selfie with your ID card.
Review the information you have entered, and if it is correct, select 'Yes'.
An OTP code will be sent to your registered mobile number.
Enter the 6-digit OTP code received via SMS.
Activation successful, click 'OK'.
Additional Information
Product Risks
- Deposit guarantee coverage is subject to the maximum limit stipulated by the Indonesia Deposit Insurance Corporation (LDC/LPS), whereby the guaranteed deposit amount per customer per Bank shall not exceed IDR 2,000,000,000 (two billion Rupiah)
- Savings interest rates are subject to fluctuation in accordance with prevailing market conditions
- Unauthorized use of PIN/Password and ATM Card by third parties.
Product Information Summary (RIPLAY)
Frequently Asked Questions
Simpeda Monas Savings is a savings product from Bank Jakarta designed to help customers save securely, easily, and conveniently for various daily financial needs.
Some of the benefits include:
- Easier and more practical transactions
- Extensive service network
- ATM and mobile banking facilities
- Secure fund protection
- Opportunities to participate in promotional programs or prize draws
This product can be opened by:
- Individuals
- Students
- Employees
- Business owners
- Members of the public who meet the applicable requirements
Customers generally need to prepare:
- Identity Card (KTP) or other valid identification
- Tax Identification Number (NPWP), if required
- An initial deposit in accordance with bank regulations
The initial deposit amount follows the applicable regulations of Bank Jakarta and may vary depending on the savings product type or ongoing promotional programs.
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