Monas Rencana Savings

Build Your Future Starting Today

Saving becomes easier and more flexible with Bank Jakarta Monas Rencana Savings

Structured and Flexible Financial Management

Flexible Deposit Schemes

Seamless Auto-Debit Facility

Flexible Tenors

Account Monitoring via the JakOne Mobile Application

Structured Savings for Diverse Needs

Structured and Flexible Financial Management

Flexible Deposit Schemes

Seamless Auto-Debit Facility

Flexible Tenors

Account Monitoring via the JakOne Mobile Application

Structured Savings for Diverse Needs

Transparent Interest Rates, Affordable Fees, Convenient Limits

Tier

Rate (P.A.):: 2.70%2.70%

Tier	Rate (P.A.)
Any AmountAny Amount	2.70%2.70%

*Interest rates and fees are subject to change.

Registration Requirements & Terms

Have a Bank DKI Savings and/or Current Account

Account Opening Form

e-ID Card and Tax Identification Number (NPWP) for Indonesian Citizens

Valid ID Card/KITAS/KITAP and Passport for Foreign Citizens

Open a Time Deposit account at a Branch Office or through JakOne Mobile

How to Open a Monas Rencana Savings Account in JakOne Mobile

Open the JakOne Mobile App

Download the JakOne Mobile app from Google Play Store or App Store

Select the 'Open Account & Auto-Debit' Menu

Select the 'Savings Plan' Menu

Tap 'Add Savings Plan'

Choose 'Conventional' or 'Sharia'

Select Your Savings Goal and Tap 'Continue'

Read the Terms & Conditions, Then Tap 'Continue'

Follow the Savings Method Steps and Complete the Savings Profile

Select the Auto-Debit Date

Select the Source Account

Confirm Your Savings Plan Application

Enter Your JakOne Mobile PIN

Savings Plan Account Successfully Created

Additional Information

Product Risks

Accounts with balances exceeding IDR 2 billion and/or interest rates exceeding the limits set by LPS are not covered by LPS deposit insurance.
Potential misuse of cards, PINs/Passwords/OTPs, and User IDs due to customer negligence in maintaining the confidentiality of access credentials.

Product Information Summary (RIPLAY)

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Frequently Asked Questions

Savings Plan is a term savings product from Bank Jakarta designed to help customers save consistently every month with a fixed amount over a specified period through an automatic auto-debit system.

The savings period is highly flexible, with a minimum term of 1 year and a maximum term of 10 years.

The interest rate for this savings account is 3.50% per annum (p.a.). Your savings are also protected by the Indonesia Deposit Insurance Corporation (LPS) in accordance with the applicable deposit insurance rate (up to IDR 2 billion per customer).

No. This product is free from monthly administration fees, dormant account fees, and below-minimum-balance fees.

The initial deposit follows the applicable Bank Jakarta regulations and may vary depending on the type of savings account or promotional program in effect.