Financing Solutions for Various Needs, with Sharia Principles
Realize your dreams with sharia contract-based financing that is transparent, free from usury, and in accordance with halal principles together with Bank Jakarta Syariah.
Frequently Asked Questions
Bank Jakarta through its Sharia Business Unit (Bank Jakarta Syariah) provides Consumer Financing products in the form of iB Multipurpose Financing (KMG iB) and iB Mortgage Financing.
Bank Jakarta Syariah provides various consumer financing contract schemes for the different needs of prospective debtors, including:
- Murabahah for the purchase of goods
- Musyarakah Mutanaqisah for the purchase of goods, debt transfer, or other purposes with assets as the underlying
- Ijarah for purposes other than the purchase of goods, such as education fees, vacation costs, and other needs
You can visit the nearest Bank Jakarta Syariah Branch Office or Sub-Branch Office. Financing applications can also be submitted through regular or conventional Bank Jakarta branch offices (DBLM).
The fees applicable to Bank Jakarta consumer financing applications include:
- Administration Fee
- Insurance Fee
- Mortgage Fee (specifically for Griya Monas Housing Loan applications)
Yes. All Bank Jakarta Syariah financing products are operated based on sharia principles and are supervised by the Sharia Supervisory Board to ensure compliance with sharia provisions.