Own Your Dream Home with Sharia Mortgage Financing (KPR iB)
Sharia Mortgage (KPR iB)

Own Your Dream Home with Sharia Mortgage Financing (KPR iB)

Sharia-compliant mortgage financing for your dream home, featuring a streamlined and convenient application process.

Own Your Dream Home with Sharia Mortgage Financing (KPR iB)

Sharia Principles

Sharia Principles

Meeting housing requirements

Meeting housing requirements

Seamless financing access

Seamless financing access

Convenient and streamlined requirements

Convenient and streamlined requirements

Fees and Charges Applicable to Sharia Mortgage Financing (KPR iB)

Fees and Charges Applicable to Sharia Mortgage Financing (KPR iB)

Administrative Fees

Administrative and documentation processing fees.

Life and Property Insurance Premiums

Fees charged according to the rates of the Bank's partner insurance providers.

Notary Fees

Legal service fees in accordance with the rates of the Bank's partner notaries.

Appraisal Fees

Collateral valuation and assessment fees.
requirements

Application Terms and Conditions

1

Target eligibility encompasses fixed-income earners, both Bank Jakarta payroll and non-payroll customers.

2

Submission of identification documents (National ID, Family Card, Tax ID, and passport-sized photograph) alongside proof of income.

3

Indonesian Citizen (WNI).

4

Residing within the Bank Jakarta operational area.

5

Submission of application documents in accordance with prevailing regulatory requirements.

Strategic Partnerships with Leading Developers

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Additional Information

Benefits and Other Product Information

  • Bank Jakarta offers competitive down payment (DP) options and various Sharia Mortgage (KPR iB) promotional programs.
  • Applicable to a diverse range of property types.
  • Bank Jakarta reserves the right to decline KPR iB applications that fail to meet the stipulated requirements.
  • Customers are required to fully comprehend all financing contracts (akad) prior to execution.
  • Information regarding fees and margins is subject to change in accordance with Bank policies.
  • Promotional programs may be subject to specific terms and conditions that differ from the general product provisions.
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Product Information Summary (RIPLAY)

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Frequently Asked Questions (FAQ)

A Sharia-compliant financing solution for various residential requirements, including houses, apartments, shophouses, and home-offices, featuring flexible financing schemes, competitive down payments, and tenors of up to 25 years tailored to your needs.
Permanent employees, professionals, and entrepreneurs who meet the Bank’s established underwriting criteria.
Up to 25 years for landed residential properties.
Starting from 5%, subject to customer classification and property type.
Please visit the nearest Bank Jakarta branch or contact the Bank Jakarta Call Center at 1500-351.
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