Current Account

Manage Your Business Funds More Flexibly with Bank Jakarta's Current Account

A current account solution designed to facilitate seamless business and operational transactions.

Business Current Account for More Efficient Business Transactions

Designed for Business

Bank Jakarta's Business Current Account is designed to support the transaction needs of business entities, companies, foundations, cooperatives, and other organizations.

Flexible Fund Withdrawal

Bank Jakarta's Business Current Account can be withdrawn at any time using checks, giro slips, or other payment instruments to support business operational activities.

Competitive Administration Fees

Bank Jakarta's Business Current Account offers competitive administration fees with current account services based on balance tiering.

Flexible Current Account Solutions

Bank Jakarta's Current Account provides ease in fund management with various transaction conveniences such as transfers, payments, and disbursements using checks or giro slips.

Check and giro slip facilities available
Supports daily business transactions
Integrated with digital banking services

Current Account Services, Fees and Simulation

Product Information

Description

Value:: Rupiah (IDR)

Description	Value
Currency	Rupiah (IDR)
Initial Deposit	IDR 1,000,000
Minimum Balance	IDR 500,000
Daily Spending Transaction Limit	None
Check and Giro Slip Facilities	Yes
CMS Facility	Yes (subject to Bank requirements)

Current Account Terms & Conditions

1

Account opening requirement documents include company legality documents and documents according to the type of business entity.

2

For Foreign Nationals, please prepare a Passport, KITAS or KITAP, as well as original documents for identity verification.

3

Identity verification of authorized personnel will be conducted prior to account opening.

4

Make an initial deposit of at least IDR 1,000,000.

Additional Information

Bank Jakarta's Business Current Account allows customers to receive current account services according to balance tiering.
Customers are entitled to Cash Management System (CMS) facilities subject to Bank requirements.
Deposits insured by LPS are up to IDR 2 billion per customer per bank in accordance with applicable regulations.
Interest rate fluctuations may affect the value of current account services received.
Risk of misuse of checks, giro slips, or CMS access by unauthorized parties.
Account opening is available for both Indonesian citizens and foreign nationals.
Current Account opening is not subject to stamp duty for Indonesian citizens.
Interest calculation is based on the daily end-of-day balance and credited at the end of each month.
Interest is subject to a 20% tax for average balances above IDR 7,500,000.
Changes in interest rates may affect the amount of current account services received.
Accounts can be opened as joint accounts with "AND" or "OR" authorization.
Accounts cannot be opened in "QQ" form.
Account closure must be conducted at the branch where the account was opened.
Information regarding fees, benefits, and risks may change in accordance with Bank policies.