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iB Working Capital Financing from Bank Jakarta Syariah is a working capital financing facility for trading, construction services, manufacturing, and other service procurement needs, provided to individuals, legally incorporated companies, and non-incorporated entities through sharia principles.

iB Investment Financing from Bank Jakarta Syariah is financing used for the procurement or development of productive assets, such as the purchase of machinery, operational vehicles, construction of factories, warehouses, offices, or business expansion.

Mudharabah is a business cooperation contract between two parties, namely Bank Jakarta Syariah as the fund owner (shahibul maal) and the customer as the business manager (mudharib). Under this contract, the bank provides the business capital, while the customer manages the business. Business profits are shared based on a nisbah (profit-sharing ratio) agreed upon at the beginning of the contract. Meanwhile, business losses that occur not due to negligence or error on the part of the manager will be borne by the capital owner in proportion to the capital provided.

Murabahah is a sale and purchase contract in sharia financing, where Bank Jakarta Syariah purchases the goods or assets needed by the customer, then resells them to the customer at the cost price plus a profit margin agreed upon at the beginning of the contract. In the Murabahah contract, the selling price, profit margin, tenure, and payment method are set transparently from the outset so that the customer is aware of all their obligations.

Ijarah Muntahiyya Bit Tamlik (IMBT) is a sharia financing contract in the form of a lease (ijarah) that ends with the transfer of asset ownership to the customer after the lease period ends and all obligations under the contract have been fulfilled. Bank Jakarta Syariah first provides or purchases the asset needed by the customer, then leases it to the customer for a certain period of time. At the end of the lease period, the asset may become the customer's property in accordance with the terms agreed upon in the contract.